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Where Can I Use My Best Buy Credit Card? (Best solution)

The Best Buy credit card is a Visa. This means you can use it at Best Buy, or anywhere else Visa is accepted, worldwide. Just make sure not to confuse it with the store card, because you can only use that at Best Buy. On a side note, the Best Buy credit card has pretty cool cash back rewards.

  • You can only use the My Best Buy Credit Card at Best Buy and BestBuy.com. The My Best Buy Visa can be used anywhere Visa cards are accepted, and you’ll get some extra bonus categories with that card too. Regular members will earn the equivalent of 5% cash back on Best Buy purchases.

Can I use the Best Buy credit card anywhere?

The Best Buy credit card is a form of in-store credit and so can only be used in Best Buy stores and when making purchases online through the Best Buy website. However, Best Buy also offers the Best Buy Mastercard or Visa credit card that can be used anywhere MasterCard-branded cards are accepted.

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Can I use my Best Buy Citi Visa credit card anywhere?

The card can be used anywhere, but the rewards you earn can only be redeemed at Best Buy. If you spend enough per year, you’ll earn even more points on purchases made at the store. Plus, the card offers special financing when you purchase items of $199 or more.

Can I change my Best Buy credit card to a Visa?

You cannot upgrade your Best Buy Credit Card to the Visa version. If you want the Best Buy Visa card, you’ll have to submit another application. Keep in mind that this could result in a hard pull on your credit, which may lower your score for a short period of time. So make sure you qualify for it.

What is the highest credit limit for Best Buy?

The Best Buy® Store Card requires fair credit, and the Best Buy® Credit Card requires good credit. There are reports online of people receiving limits of $7,500 and $2,500 for the Best Buy® Store Card and $2,000 for the Best Buy® Store Card. You shouldn’t expect to get a higher limit with the store card, though.

Does Best Buy run credit?

Yes, the Best Buy Credit Card will do a hard pull. You will need a credit score of at least 640 to get it, which is on par with what most store cards require. There is no way to pre-qualify for the Best Buy Credit Card. A hard pull usually causes an applicant’s credit score to drop by 5-10 points.

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Can I use my best buy credit card in Canada?

You can use your Best Buy® Credit Card and Best Buy® Gold Visa Credit Card pretty much anywhere as the Visa card network is the most widely accepted internationally.

Does Best Buy credit card have PIN?

How to get a Best Buy Credit Card cash advance: Request a PIN. Call customer service at 888-574-1301, enter your Best Buy Credit Card number, and request your PIN.

Can you use your best buy credit card without having it?

You can use your Best Buy® Credit Card both in store and online before it arrives. To make purchases in a Best Buy store, you’ll need to bring your ID so Best Buy can look up your account and verify you’re authorized.

Does Best Buy do cash back at register?

Best Buy credit cards don’t give you true cash back rewards that you can use anywhere. Rather, Best Buy cash back is more like store credit that you earn gradually. And you can’t get cash back at the register, like at some department stores.

What credit score do you need for Best Buy Credit Card?

You need a 640+ credit score to get approved for the Best Buy® Store Card. That means Best Buy® Store Card requires fair credit or better for approval. There are other things besides your credit score that are taken into account for Best Buy® Store Card approval.

What bank does Best Buy use?

The Best Buy (BBY) credit card is issued by Citibank (C). The card is designed to encourage spending for products offered by Best Buy in stores and online. It offers 5% back in rewards for regular Best Buy members and 6% back in rewards for Elite Plus members or 12-month financing on purchases of $399 and up.

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Does Best Buy approve right away?

In general, you’ll need a good credit score to be approved for the top Visa card (generally 700-749). Otherwise, you’ll likely need a fair credit score (generally 660-699) to qualify for the standard Best Buy version. Upon application review, some people will be approved instantly.

Who does Best Buy pull credit from?

Citi uses all three major credit bureaus to evaluate Best Buy Store Card applications. That doesn’t mean it will pull all three of your credit reports, though. Citi will mostly use your Experian report, with Equifax also being quite likely. In rare cases they will pull your TransUnion report instead.

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