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What Credit Score Do You Need For The Apple Card? (Solution found)

  • A FICO credit score of at least 600, which falls in the fair range, is needed to be approved for the Apple Card. That means subprime borrowers, or people with less-than-perfect credit, can access the Apple Card. This may include consumers who want to build their credit history.

What credit score do you need for Apple financing?

Apple Financing Credit Score Apple reports that you’re “more likely to be approved” for their financing with a score of 640 or higher. There are user reports of being approved with a score as low as 600. Ensuring your revolving balances are low and that you have less than six inquiries will help.

Can I get an Apple Card with a 550 credit score?

Apple Card uses FICO Score 9. FICO Score 9 ranges from 300 to 850, with scores above 660 considered favorable for credit approval.

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Can I get Apple Card with 620 credit score?

All Apple Card applications require to be first approved by Goldman Sachs, but Apple’s reportedly wanted Goldman to approve as many of the interested customers, even if they have a low credit score. Goldman Sachs is reportedly approving customers with credit card scores as low as 620.

Is it easy to be approved for an Apple Card?

The application process for Apple Card is incredibly straightforward. Once you’re invited to apply, you can do so directly in the Wallet app on iPhone. After your approval, you can request to have your physical titanium Apple Card delivered, with Apple saying it should come within 6-8 business days.

Is Apple Card a hard inquiry?

If you apply for Apple Card and your application is approved, there’s no impact to your credit score until you accept your offer. If you accept your offer, a hard inquiry is made.

Can I get Apple financing with bad credit?

Apple Financing doesn’t set a minimum credit score, but customer reviews indicate approval with credit scores as low as 600.

Can you get Apple Card with 600 credit score?

What credit score do you need for the Apple Card? According to Apple, customers with a credit score lower than 600 might not be approved for the Apple Card. This means that some applicants with fair or average credit (scores ranging between 580-669) might be accepted for the Apple Card, while others might be declined.

How do I know my FICO score?

WHERE TO GET YOUR FICO ® SCORE

  1. www.experian.com.
  2. www.equifax.com. FICO ® Scores are only provided on Equifax ® products that specifically state a FICO ® Score is included, including the Credit ScoreWatch ® product and the Score Power ® product.
  3. www.myfico.com.
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How long does it take to get Apple Card approved?

It can take somewhere between 7-10 business days to get approved for the Apple Credit Card. In some cases, you could get immediately approved. If you do, you’ll get an offer with your initial credit limit and APR after applying. If you accept the offer, you can start using your Apple Card with Apple Pay.

Does Apple automatically increase credit limit?

How to request a higher credit line with the Apple Card. Goldman Sachs doesn’t offer automatic credit limit increases like many other issuers do, but you can request an increase on your Apple device by chatting with an Apple Card customer service representative.

What is your credit score when you turn 18?

The average credit score for 18-year-olds is 631.

How can I get my credit score at 18?

Ways on How to Start Building Credit at 18

  1. Open a Credit Card or Be Added to a Credit Card as an Authorized User.
  2. Consider a “Secured” Credit Card.
  3. Apply for a Student Credit Card.
  4. Handle Your Starter Credit Cards Diligently.
  5. Branch Out and Get a Small Loan.
  6. Check Your Credit Report Regularly.

Is Apple card a Visa or Mastercard?

Apple Card is the first consumer credit card Goldman Sachs has issued, and they were open to doing things in a new way. And the strength of the Mastercard network means Apple Card is accepted all over the world.

Is a 21.99 Apr good?

A 21.99% APR on a credit card is higher than the average interest rate for new credit card offers. If you carry a balance from month to month, however, you’ll end up paying a good bit in interest. That’s because each day the balance goes unpaid, interest charges are compounded.

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Where is Apple pay accepted?

Some of Apple’s partners include Best Buy, B&H Photo, Bloomingdales, Chevron, Disney, Dunkin Donuts, GameStop, Jamba Juice, Kohl’s, Lucky, McDonald’s, Office Depot, Petco, Sprouts, Staples, KFC, Trader Joe’s, Walgreens, Safeway, Costco, Whole Foods, CVS, Target, Publix, Taco Bell, and 7-11.

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