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What Credit Score Do You Need For A Citi Card? (Question)

Terms may apply to offers listed on this page. You need a credit score of 700 or higher for a good chance of getting the Citi® Double Cash Card – 18 month BT offer. People who successfully apply for the card typically have credit scores in that range, with many reporting scores in the mid-to-high 700s.

What credit score do you need for a Citi credit card?

  • Minimum Citibank credit card requirements are typically a good credit score between 700–749 for the Simplicity and Double Cash cards. Citi cards such as the ThankYou Preferred and Premier cards require an excellent credit score (750+).

What is the minimum credit score for a Citi card?

You need a credit score of at least 700 for a Citi credit card in most cases. That means applicants for Citi credit cards need at least good credit to be approved.

What credit score does Citi use?

Citi uses all three major credit bureaus: Equifax, Experian, and TransUnion. Citi tends to use at least two of the three credit bureaus when it reviews credit card applications, according to reports from cardholders. People who applied over the past two years also suggest that Citi pulls from Experian most frequently.

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Is Citibank easy to get approved?

Citi store cards require at least fair credit (a credit score of 640+) for approval. But purchases are limited to the affiliated merchant or its website. Those cards aren ‘t as easy to get as the store versions, as they require at least good credit.

Is Citibank owned by Capital One?

– Citi announced that it successfully completed on September 6 the acquisition from Capital One Financial Corp. Citi Retail Services, the premier provider of credit card products, services and solutions for North America retailers, will manage the portfolio going forward.

What credit does discover pull?

Discover provides your score from data on your TransUnion® credit report. Scores may vary when using data from your Experian or Equifax credit report. The score Discover provides is a snapshot of your info at a moment in time and will often vary from month to month.

Is Citi Premier hard to get?

Is it hard to get the Citi Premier® Card? The Citi Premier® Card is relatively easy to get if you have good to excellent credit and can qualify for the minimum credit limit. In general, credit scores above 670 will have the best odds for approval.

Does Citi give high credit limits?

The good news is that Citi makes it easy to request a higher credit limit. Even if you’re not approved for the amount you want at first, you may be able to get an immediate increase.

Why did Citi deny me a credit card?

One of the first and foremost reason for rejection is if the credit card applicant has low credit score. The credit score is the accumulated score based on how regular you were in paying back your loan or credit card bill. If your credit score is too low, then your credit card will be rejected.

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Does Citibank have a 5 24 rule?

Unlike Chase, which has a similar 5/24 rule ( only five new accounts in the last 24 months), Citi’s limits on new cards only apply to other Citi cards.

Is Citibank better than Chase?

Chase: Rates. Both Citibank and Chase offer some of the lower-earning banking interest rates in the industry, with only a few options to earn higher than 1%. While both banks have lower interest rates, Citibank does offer slightly higher rates. The Chase Savings account earns at the lowest possible rate at a 0.01% APY.

What bank is associated with Citibank?

Citibank is the consumer division of financial services multinational Citigroup. Citibank was founded in 1812 as the City Bank of New York, and later became First National City Bank of New York.

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