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What Credit Score Do I Need For American Express Card? (Perfect answer)

Aim to get your credit score in the mid-to-upper-600s if you want a basic, lower-end American Express credit card. And if you’re interested in the higher-value cards that carry big fees (but also offer big rewards, perks, and benefits)? You need good credit or something that hits at least 700.

What is the easiest Amex card to get approved for?

What’s the easiest Amex card to get approved for? The Blue from American Express® card is open to applicants with lower credit scores. It earns rewards, but has no welcome offer or additional benefits.

Is it hard to get an American Express card?

Amex credit cards are generally harder to get than their charge cards, as they require a higher FICO score, a perfect payment history and low utilization.

What credit score do you need for an express credit card?

Minimum credit score for the Express NEXT credit card Like other store cards, if an applicant has a score of at least 600 to 650, he or she stands a good chance of approval.

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What credit score does American Express use?

American Express uses Experian most of the time. Though Amex will use the other 2 major credit bureaus, TransUnion and Equifax, for some applications, they pull Experian for the majority.

Can I get an American Express card with a 600 credit score?

There is anecdotal evidence of applicants with scores as low as the mid-600s being approved, but that’s rare. Even for the American Express® Green Card, a more beginner-focused travel card, a score of 670 or higher is probably necessary. However, there is anecdotal evidence of scores in the lower 600s being approved.

Does American Express give instant approval?

Does American Express give instant approval? Yes, many times you’ll be instantly approved for an American Express credit card. You may even be eligible to get an instant credit card number so you can use your card right away.

What is the minimum income for American Express?

2 In order to receive an invitation to be considered you likely must spend at least $250,000 on other American Express cards each year. Some reports mention you also need at least $1.3 million in annual income, although other reports speak of Black cardholders who merely earn mid-six-figure salaries.

Does American Express ask for proof of income?

Michael Battle, WalletHub Credit Card Analyst No, American Express does not verify income on most credit card applications or credit line increase requests. Amex will generally require income verification only if something seems out of the ordinary, such as a 21-year-old claiming to have an annual income of $150,000.

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What credit score do you need for an Amazon credit card?

You must have a good credit score— at least 670 —to be considered for either of the co-branded Amazon Signature Visa cards. Amazon also offers two store cards, but these cards are not credit cards. The cards are used for purchases on Amazon.com but eligible for use in Whole Foods markets.

Does Express do a hard credit pull?

We aren’t a lender, so we aren’t the ones that pull your credit. These types of credit inquiries are initiated when you begin the process of requesting credit and can drop your credit score temporarily, but the drop is typically only between five and 20 points for up to 12 months.

What bank is Express credit card?

Express Credit Card Accounts are issued by Comenity Bank.

What credit score do you need for an Amex Platinum?

While there is no set score needed, we recommend you have a credit score of at least 720, 2 years of clean credit history, and an income of at least $50,000 per year to apply for the Amex Platinum card.

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