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How To Get A Credit Card With Someone Else’s Social Security Number?

What can someone do with your Social Security number?

  • A dishonest person who has your Social Security number can use it to get other personal information about you. Identity thieves can use your number and your good credit to apply for more credit in your name. Then, they use the credit cards and don’t pay the bills, it damages your credit.

Can you get a credit card using someone else’s Social Security number?

Open Financial Accounts Your Social Security number is the most important piece of personal information a bank needs when extending you credit or opening an account. With that number, a thief can get credit cards or loans. And when it’s time to repay them, they won’t, which will damage your credit score.

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Can I use someone else’s Social Security number?

It is against the law to use someone else’s Social Security number or to give false information when applying for a number. Also, it is illegal to alter, buy, or sell Social Security cards. Anyone convicted of these crimes is subject to stiff fines and/or imprisonment.

What does someone need to open a credit card in your name?

Someone can even apply for a credit card in your name if they have the right information. Credit Card Fraud

  1. Your full name.
  2. Your address.
  3. Your social security number.
  4. Your complete bank account number (if you have direct deposit)
  5. Your employer and its address.
  6. Your rate of pay.

Can someone open a credit card in my name without my Social Security number?

1. Your info could be used to open credit cards or take out loans. If hackers have your Social Security number, name, birthdate and address, they can open credit cards or apply for loans in your name.

What can I do with someone’s SSN?

Once someone has your Social Security number, they can essentially become you. They may be able to collect tax refunds, collect benefits and income, commit crimes, make purchases, set up phone numbers and websites, establish residences, and use health insurance—all in your name.

How do I borrow from my Social Security?

No, you cannot borrow from your current or future Social Security. Through the years, there have been talks about allowing the option for loans from Social Security. However, the system was never designed to allow such a thing. Social Security was established in 1935 by Franklin Delano Roosevelt.

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What is the penalty for using someone else’s Social Security number?

Identity theft is a “wobbler” in California law, meaning that it can be treated as either a felony or misdemeanor. If prosecuted as a misdemeanor, the maximum punishment for identity theft in California is a year in county jail and a $1,000 fine.

Can I use my parents SSN?

Enter your parent’s Social Security number (SSN) exactly as it appears on his or her Social Security card. Enter the SSN without the dashes (for example, 123456789). Note: An Individual Taxpayer Identification Number can ‘t be used in the parent’s SSN field.

What can someone do with the last 4 digits of your SSN?

As long as a hacker or scammer has access to other personal information such as your name and address, they can use the last four digits of your SSN (in most cases) to open accounts in your name, steal your money and government benefits, or even get healthcare and tax refunds in your name.

Can you get a credit card for someone else?

The primary cardholder has to add an authorized user. This can be done by calling the credit card issuer or logging onto the online account. Many issuers will issue a second card for the authorized user, but it will generally be mailed to the primary cardholder, who can choose to give it to the authorized user or not.

Can someone open a credit card with just my name and address?

Depending on what identity thieves find, they can do things like open new credit accounts, steal from existing accounts or commit other crimes using a fake identity. An identity thief may try and use your name and address in several different scenarios.

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How can I get a credit card under a different name?

To change your name on a card after a legal name change, start by calling the number on your card or 800-432-3117. You’ll need to fax or mail supporting documentation to complete the change, which may include court documents for the name change, driver’s license, Social Security card, passport or naturalization papers.

How can I check to see if someone is using my Social Security number?

To check to see if someone is using your SSN, consider checking your credit report. You can do this online through AnnualCreditReport.com, the only authorized website for free credit reports. You can also use the Annual Credit Report phone number (1-877-322-8228) to request your credit report.

How do you put an alert on your Social Security number?

How to put a flag on your social security number or credit report

  1. Contact one of the three credit reporting agencies (Transunion, Equifax, or Experian).
  2. After a few days, check with the other two credit bureaus to verify that they’ve received the fraud alert as well.

How can I find out if someone is using my child’s Social Security number?

First, you need to check with the Social Security Administration once a year to make sure no one is using your child’s SSN. Secondly, you need to check your child’s credit report (free – Equifax -1-800-525-6285; Experian-1-888-397-3742; TransUnion-1-800-680-7289.) You can also report fraud to them.

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