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How Do You Apply For A Walmart Credit Card?

What are the requirements to get a Walmart credit card?

  • For a Walmart credit card, a score of 660 or higher is recommended, but those with scores as low as 550 have reported success when applying for the card. Best Buy credit cards, which are issued by Citibank, require a credit score of at least 660.

How do I qualify for a Walmart credit card?

The Walmart credit card requirements for approval include being 18+ years old and having a credit score of at least 640. Walmart credit card applicants also need a monthly income that’s at least $425 more than their monthly housing payment, a valid SSN or Tax ID number, and a physical U.S. address.

What credit score is needed to get a Walmart credit card?

What credit score is needed for a Walmart credit card? The Walmart Rewards Card specifies that it is looking for applicants with Excellent/Good credit. That generally specifies a credit score of 700 or higher.

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How much does a Walmart credit card cost?

Start earning cash back on purchases today upon approval, all with a $0 annual fee *. Apply now Application via Capital One®. See Terms & Conditions.

How hard is it to get a Capital One Walmart card?

While no credit score guarantees approval, you’ll need at least fair or average credit to qualify for the Capital One Walmart Rewards Mastercard (a FICO score of at least 580 or higher).

Is Walmart card hard to get?

It is not very hard to get a Walmart Credit Card. Walmart has credit card offerings for people with fair credit or better. Both cards accept applicants with fair credit, so a score of 640 or higher. Requirements also include being a U.S. resident and at least 18 years of age to get either card.

How do you know if you get approved for a Walmart credit card?

Here’s how to check your Walmart credit card application status:

  1. Call Walmart Credit Services.
  2. Press 1 for service in English.
  3. Press 1 for application status.
  4. Press 1 if you applied online, 2 if in a store, or 3 for any other method.
  5. Verify your identity with the Walmart representative.

Can I get a Walmart credit card with a 600 credit score?

Credit Score For Walmart Credit Card Walmart reports that you’re “more likely to be approved” for their Mastercard credit card with a score of 640 or higher. There are user reports of being approved with a score as low as 600. Ensuring your revolving balances are low and that you have less than six inquiries will help.

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What bank does Walmart credit card use?

Those with lower scores may qualify for the Walmart credit card, which is an affiliated, store-only card. Both cards are issued by Capital One, one of the major banks in the U.S.

What is the minimum credit score for a Target card?

You’ll need to have at least fair or average credit — a credit score over 580 — to qualify for the Target RedCard™. Since it’s a closed-loop store card (only good at Target), it may be easier to qualify for than a typical credit card.

What is the minimum payment on Walmart credit card?

The Walmart Credit Card minimum payment is 1% of the outstanding balance, plus interest and fees or $28, whichever is greater. You will find the specifics for your account listed on your monthly statement.

Can I withdraw money from my Walmart credit card?

You can get a Walmart credit card cash advance from an ATM or bank if you have the Walmart Mastercard. Normal cash advance: Call the number on the back of your card to request a PIN. Use that PIN at an ATM to withdraw cash. You can only do this with the Walmart Mastercard, not the Store Card.

Does Walmart credit card have no interest?

One of the most important benefits of the Walmart Credit Card that you won’t have with other cards is the offer for in-store special financing on your Walmart purchases. For example, on purchases totaling $150 to $298.99, you can receive special financing and pay no interest on those purchases for six months.

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Is Capital One Walmart card a credit card?

The Capital One Walmart Rewards Mastercard is a co-branded cash back credit card. Unlike some retail cards, you’re not limited to only purchases at Walmart. Since it’s a Mastercard credit card, you can use it anywhere Mastercard is accepted — and you’ll even earn bonus rewards in some non-Walmart categories.

How does the Capital One Walmart card work?

Rewards: The Capital One Walmart Rewards Mastercard earns 5% cash back at; 5% cash back on store purchases for the first year with the store’s mobile wallet, Walmart Pay, then 2% thereafter; 2% back on dining and travel; and 1% back on all other eligible purchases.

What credit agency does capital one use?

Capital One is unlike other banks in that there isn’t one credit bureau that it is most likely to use when looking at a credit card application. It uses Experian (36%), Equifax (32%) and TransUnion (32%) roughly equally. In some cases, it will check two or three credit bureaus when making a lending decision.

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