Your First Premier credit card will be activated as soon as you pay your program fee or fund your security deposit, depending on the card you got approved for. Follow the instructions on your applications page to pay for the program fee/security deposit.
- 1 How do I know if my First Premier credit card is active?
- 2 Can I activate my credit card online?
- 3 How do I get my PIN for my First Premier credit card?
- 4 What is the credit limit for First Premier credit card?
- 5 How do I use my First Premier card at an ATM?
- 6 How do I add money to my First Premier credit card?
- 7 How do I know if my credit card is active?
- 8 Can I activate my credit card before it arrives?
- 9 Is there a time limit to activate a credit card?
- 10 Can I withdraw cash from my First Premier credit card?
- 11 Can I go over my credit card limit with First Premier Bank?
- 12 Should I cancel my First Premier credit card?
- 13 Is First Premier a credit card?
- 14 How do I pay my First Premier program fee?
How do I know if my First Premier credit card is active?
You can check your First Premier credit card application status by calling (800) 987-5521.
Can I activate my credit card online?
Most major credit card issuers make it pretty easy for you to activate a credit card online or by phone. Here’s an issuer-by-issuer breakdown on how to activate and use your new card.
How do I get my PIN for my First Premier credit card?
Requesting a PIN is fast and easy. Simply call 1-888-891-2435 to set up your personalized identification number.
What is the credit limit for First Premier credit card?
Unlike a secured card, the First Premier Mastercard requires no security deposit. Yet the card allows you to get approved even with bad credit, qualify for a credit limit as high as $1,000, and to build or rebuild your credit history.
How do I use my First Premier card at an ATM?
What ATM can I use my First PREMIER Credit Card at? You can use your card at any ATM displaying the Cirrus logo. To use an ATM, you must have your Personal Identiﬁcation Number (PIN). Call 1-888-891-2435 to set up your personalized identiﬁcation number.
How do I add money to my First Premier credit card?
You can transfer funds between your First PREMIER Bank accounts by either logging into Online Banking or Mobile Banking and choosing the “Funds Transfer” option under the “Transactions” menu. You can also call Bank-by-Phone at 800-315-6350 or you can call 800-501-6535 to speak to Customer Care.
How do I know if my credit card is active?
The simplest way to clear up any question about whether your credit card is still active is to call the issuer and ask. Call the number on the back of your card to inquire about the status of your account. If inactive, customer service can likely reactivate.
Can I activate my credit card before it arrives?
In most cases, you won’t be able to use a credit card before it arrives and you will have to wait until you receive it in the mail. The best thing you can do is ask for expedited shipping, as some issuers offer it for free.
Is there a time limit to activate a credit card?
If you forget about it, the fee can become a missed payment and can hurt your credit score. Finally, if you don’t activate a credit card and don’t use the card, your account may be closed. Card issuers typically close accounts that aren’t used within a certain time period, usually over a year.
Can I withdraw cash from my First Premier credit card?
You can withdraw money from the First Premier Bank Credit Card as a cash advance. If you take a cash advance, you’ll need to pay a cash advance transaction fee of $8 or 5% of the cash advance, whichever is greater. And, you’ll start accruing interest on cash advances immediately.
Can I go over my credit card limit with First Premier Bank?
You cannot go over your First Premier Bank Mastercard credit limit. If you find yourself maxing out your credit card often, a better alternative would be to just ask for a credit limit increase.
Should I cancel my First Premier credit card?
If you do it within 30 days of receiving the cardholder contract, the program fee or any other fees charged will be refunded. Considering First Premier’s high annual and monthly fees and APR, canceling this card is probably a good idea.
Is First Premier a credit card?
The First Premier Bank Mastercard is a perfect example. It’s an unsecured card that offers approval to a wider range of credit profiles than many other credit cards. However, there are some significant drawbacks. Here’s what you need to know if you’re considering the First Premier credit card.
How do I pay my First Premier program fee?
Payment options include a bank draft, personal check, money order, debit card, or another credit card. First Premier will not open an account until it receives the processing fee. If you receive a mail offer, you can respond to it from the First Premier website.